Bankruptcy is a legal tool that residents of Orange County regularly use when they are faced with debt that they cannot pay. If you are considering filing for bankruptcy, the bankruptcy attorneys at Reid & Hellyer can help you get back on sound financial footing.
Through bankruptcy, you can:
- Stop harassing creditors
- Stop foreclosures
- Stop lawsuits
- Stop repossessions
- Eliminate Judgments
- Lower interest rates
- Lower payments
- Stop IRS levies
- Stop wage garnishments
- Strip second mortgages
Bankruptcy is one option you can consider if you find yourself in a corner struggling with debt and running out of options. Recent economic times have seen many families in Orange County, including those facing foreclosure, look for a personal bankruptcy lawyer. The debt relief law office at Reid & Hellyer is home to experienced Orange County Chapter 7, 11 and 13 lawyers that work to provide a fresh start.
Top Bankruptcy Attorneys in Orange County
Our Chapter 7, 11 and 13 practice is one of the most respected in Southern California. Unlike most firms, ours wasn’t formed overnight, and we are not a “bankruptcy mill” that uses gimmicks to attract clients who find themselves in a vulnerable state.
At Reid & Hellyer, our bankruptcy lawyers are different. Your initial consultation is always with one of our top bankruptcy attorneys, and we have a hands-on way of handling your filing all the way through the process. We don’t hire contract attorneys to make special appearances at the Orange County bankruptcy court in Santa Ana – our lawyers are involved in every aspect of your case and make it a habit to reply to your inquiries within 24 hours.
Which bankruptcy is right for me?
Which type of bankruptcy is appropriate for you depends on your situation. The attorneys at the law firm of Reid & Hellyer are knowledgeable in California law and experienced in various bankruptcy filings: Chapters 7, 11, 12 and 13.
If you’re plagued by debt and are in need of a fresh start, filing a Chapter 7 bankruptcy may be the most effective way to protect yourself from creditor harassment and possibly prevent foreclosure during the process. A Chapter 7 bankruptcy is usually a viable option for people with lots of unsecured debt, including homeowners in foreclosure, and little income coming in. Our law office can get you in touch with an OC Chapter 7 bankruptcy attorney that will help you explore your options. Learn more about Chapter 7 Bankruptcy.
If your business is facing a high amount of debt but is in need of more time to meet its financial obligations, a Chapter 11 Bankruptcy may work for you. Businesses file a Chapter 11 when its long-term income is greater than the liquidation value of its assets. A Chapter 11 protection allows your business to reorganize and work out a payment plan. With a respected business law practice, Reid & Hellyer’s bankruptcy department has years of experience with Chapter 11 bankruptcy filings for numerous companies seeking a business bankruptcy in Orange County. Learn more about how Reid & Hellyer can help your business with a Chapter 11 bankruptcy.
Chapter 13 is a section of the Bankruptcy Code which helps certain qualified individuals, or small business owners that are not a corporation or partnership, who desire to repay their creditors but are undergoing financial problems. Only an individual with regular income who owes, on the date the petition is filed, less than $360,475 in unsecured debt and $1,081,400 in secured debts may file a Chapter 13 bankruptcy. Our law office will put you in touch with a bankruptcy lawyer who is skilled in all aspects of chapter 13 bankruptcy laws and the rules that may apply. Learn more about how our law firm can file a Chapter 13 bankruptcy.
How to Get More Information on Filing Bankruptcy
Whether you have been affected by a divorce, have lost your job, are going into foreclosure or are overwhelmed by high medical expenses or credit card debt, the bankruptcy attorneys at Reid & Hellyer are able to help you explore your options and possibly save your home from foreclosure. Our experienced bankruptcy attorneys act as a debt relief agency and provide a personal touch to their practice, ensuring that our clients have a positive experience with their attorneys through the bankruptcy process.
Contact our Orange County bankruptcy attorneys online or call (949) 218-2427 to help you assess whether bankruptcy is the right option for your financial situation.